Jan 22, 2026
Multi-entity finance teams don't have a collections problem. They have a visibility problem.
When your accounts receivable data lives in five different ERPs across three regions: each with its own processes, currencies, and reporting cadences: you're not managing receivables. You're managing chaos. And that chaos is bleeding cash.
The average business carries up to 24% of its monthly revenue in overdue invoices. For mid-market and enterprise organisations operating across multiple entities, that number often climbs higher. Not because your team isn't working hard enough. Because they simply can't see what's happening.
This is the visibility gap. And it's costing you more than you realise.
Here's the uncomfortable truth: 54% of businesses experience late payments, with a third of invoices overdue by more than a month. In multi-entity environments, these problems compound exponentially.
When each subsidiary operates its own accounting system, your AR data becomes scattered across platforms that don't communicate. Finance teams end up storing receivables information in individual spreadsheets, departmental silos, or worse: paper records that exist only in someone's desk drawer.
The result? You lack visibility over:
Without this visibility, you're making decisions in the dark. And in AR, darkness costs cash.
Multi-entity AR chaos isn't just about disconnected systems. It's about what those disconnected systems do to your ability to govern, control, and audit.
When processes vary wildly across entities: different follow-up cadences, different escalation paths, different credit policies: you lose the ability to enforce standards. You can't benchmark. You can't identify under performers. You can't prove compliance.
Consider what happens during a typical month-end close:
The result isn't a financial report. It's an educated guess dressed up in a spreadsheet.
Inaccurate reconciliation across entities can lead to overstated or understated financial results. Timing misalignments mean receivables don't coincide with actual collections. And when intercompany transactions get lost in the shuffle, your consolidated view becomes meaningless.
Let's be direct: disconnected data drives up DSO, delays collections, and destroys working capital efficiency.
When your AR team can't easily track which customers owe money across multiple entities, follow-ups become inconsistent. Some invoices get chased aggressively. Others slip through the cracks entirely. Without a unified view, you can't prioritise: so everything becomes equally urgent, which means nothing gets the attention it deserves.
This isn't a process failure. It's a structural one.
Your team isn't underperforming. They're under-equipped. They're spending hours manually reconciling data that should flow automatically. They're switching between systems to piece together a picture that should be available at a glance. They're firefighting instead of strategically managing collections.
Meanwhile, cash sits locked in receivables that could be funding operations, investment, or growth.
If your finance team spends more time reconciling data than acting on it, you've got a problem.
Manual reconciliation in multi-entity environments typically involves:
This isn't value-adding work. It's data janitorial work. And it's consuming the bandwidth your team needs for strategic activities: like actually collecting cash.
The hidden costs of manual AR processes extend beyond labour. They include delayed decision-making, increased error rates, compliance risks, and the opportunity cost of not knowing where your cash really sits.
Audit season in a fragmented AR environment is a nightmare. And ongoing governance isn't much better.
Without centralised visibility, you can't answer basic questions:
You might have policies. You might have procedures. But without visibility, you have no way to verify they're being followed. Governance becomes theoretical rather than operational.
For mid-market and enterprise finance leaders, this isn't acceptable. You need auditability. You need control. And you need it without hiring an army of analysts to manually police every entity.
Here's what you don't need: another multi-year ERP replacement project.
What you do need is a layer that sits above your existing systems: unifying data, standardising workflows, and providing the centralised visibility you're missing. Without ripping out the infrastructure you've already invested in.
This is exactly what Invevo delivers.
Invevo connects to your existing ERPs and accounting systems, pulling AR data into a single, unified platform. You get:
The implementation doesn't take years. It doesn't require you to change your core systems. It provides the control layer that complex finance teams need: fast.
If you're operating in a multi-entity environment with fragmented AR visibility, here's how to move forward:
1. Map your current stateDocument which systems hold AR data, how data flows (or doesn't) between them, and where manual intervention is required. You can't fix what you can't see.
2. Quantify the costCalculate your current DSO across entities. Estimate time spent on manual reconciliation. Identify how much cash is tied up in aged receivables. These numbers build your business case.
3. Standardise where possibleBefore technology, address process. Define consistent credit policies, follow-up cadences, and escalation procedures. Technology amplifies good process: it doesn't create it.
4. Implement a unification layerChoose a platform that integrates with your existing ERPs without requiring replacement. Prioritise speed to value over feature completeness. You need visibility now, not in eighteen months.
5. Automate ruthlessly
Once you have unified data, automate everything that doesn't require human judgement. Reminders, escalations, reporting, reconciliation: let the system handle it.
For more tactical guidance, explore our posts on improving working capital and understanding DSO.
Disconnected data creates disconnected cash. It's that simple.
Multi-entity AR chaos isn't inevitable. It's a structural problem with a structural solution. And that solution doesn't require you to tear down what you've built: it requires you to connect it.
Invevo gives complex finance teams the visibility, control, and auditability they need. Without the disruption. Without the multi-year timeline. Without replacing your ERPs.
If you're ready to close the visibility gap and get your cash moving, get started with Invevo today. Because your AR isn't broken( your operations just need to catch up.)
